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About Blades Risk

Independent Advice / Experience You Can Count On

Our mission is to be the most dependable device in your risk management toolbox.  Let our practiced consultants make your insurance job easier!

What We Are!

A professional team that will craft a company specific insurance program for you.

A keen eye to locate oversights in your current program.

A veteran negotiator with difficult claims and claim representatives.

A protector of the insurance language in your leases and contracts.

In other words, we work with your internal and external insurance resources to secure and maintain optimal coverage for the lowest cost!

What We’re NOT!

We are not agents or brokers, so we do not accept any commissions.

We are not salespeople, so we have no vested interest in where you buy your insurance.

We are not participators in any premium savings we may effect for you.

In other words, we have complete objectivity in guiding you toward the most effective insurance program for your company!

Our compensation is based on what works best for YOU! We offer monthly retainer, hourly, or project-based fees!

Professional Affiliation




The original consulting firm was founded in 1926 by John R. Blades to provide independent and unbiased insurance advisory services to clients on a fee basis. Arthur Macaulay Jr. joined John Blades as a partner in 1949 and then John Crout in 1968 to form Blades, Macaulay and Crout. They continued to represent the interests of their clients only, choosing not to sell or place insurance.

Arthur Proulx merged his insurance consulting practice with John Crout’s in late 2008 to form Blades, Crout & Proulx LLC. Today, Arthur is involved with all client accounts and continues the commitment to provide the highest level of professional service and complete objectivity in conclusions and recommendations.


When you need to PURCHASE insurance we can...
  • Design appropriate policies and procedures that suit your goals
  • Investigate appropriate deductible or cash flow forms of insurance
  • Assist with the selection of brokers or insurers
  • Manage the procurement process
For day to day RISK MANAGEMENT help we can...
  • Work directly with you and your employees to answer questions
  • Train and educate by providing supporting materials and guidance
  • Prepare bid specifications and requests for proposals (RFP’s)
  • Facilitate and track policy renewals
When you need to COMPARE or EXPAND your current program we can...
  • Advise on coverage and exposures within existing insurance policies
  • Balance risk retention vs. risk transfer
  • Audit policies and endorsements to ensure that your breadth of coverage and quality of language has you well protected.
If you are an entrepreneur, innovator or disruptor with an early stage START-UP we can...
  • Help you understand and evaluate the insurance products necessary to bring your product or service to market
  • Provide tools for understanding insurance needs through the business life cycle
  • Formulate a narrative to most effectively represent your venture to insurance underwriters
  • Act as a resource to effectively manage the cost of risk and add more value to your organization